You can apply for a wide range of loans including personal loans, business loans, home loans, car loans, loans against property, and overdraft facilities.
What documents are required to apply for a loan?
Generally, you’ll need:
PAN Card
Aadhaar Card / Valid ID Proof
Address Proof
Income Proof (Salary slips/Bank statement/ITR)
Business documents (for business loans)
How much loan amount can I get?
Loan eligibility depends on your income, credit score, repayment capacity, and the type of loan you apply for. Our experts will guide you on the best options.
Do I need a guarantor or collateral?
Not for all loans. Personal loans and small-ticket loans are usually unsecured, while home loans, loans against property, and business loans may require collateral.
What is the minimum CIBIL score required?
A CIBIL score of 650+ is generally preferred. However, approval may vary based on your income, repayment history, and type of loan.
How soon can I get the loan amount?
After document verification and approval, disbursal can take 24 hours to 7 working days, depending on the loan type.
Can I check my loan eligibility before applying?
Yes! Use our loan eligibility checker or connect with our loan expert to get a quick assessment.
Will applying for a loan affect my credit score?
Simply checking eligibility will not affect your credit score. A hard inquiry by the bank during final processing may have a small impact.
Is there any processing fee?
Yes, banks/NBFCs usually charge a small processing fee. The exact amount depends on the loan type and financial institution.
How can I track my loan application status?
Once you apply, you’ll get a reference number. You can track your loan status online or connect with our support team anytime.
