fixed floating home loan interest rate comparison

Fixed vs Floating Home Loan | Which is Good Interest Rate?

Choosing between a fixed and floating home loan is one of the most important decisions when taking a home loan. Understanding how fixed and floating interest rates work helps you choose the right option based on your financial goals and

home loan approval tips to increase eligibility

How to Increase Your Chances of Home Loan Approval

Getting a home loan approved can be challenging, but following the right home loan approval tips can increase your chances and make the process smoother. Buying a home is a big deal when it comes to money. Getting a home

home loan rejection reasons explained

Top Reasons Your Home Loan Gets Rejected

Buying a home is a big milestone, but many people face disappointment due to home loan rejection reasons they did not see coming. When a bank rejects your home loan, it usually happens because of issues related to credit score,

Credit Card EMI vs Personal Loan EMI cost comparison illustration

Credit Card EMI vs Personal Loan EMI – Which is Cheaper?

When you need quick money for a big purchase or an unexpected expense, the choice often comes down to Credit Card EMI vs Personal Loan EMI.At first glance, both options seem similar. You borrow money and repay it in monthly

New GST Updates for Loan Services – What You Need to Know in 2025

India’s indirect tax system is undergoing a major transformation with the launch of GST 2.0. This reform aims to simplify the existing GST structure and make financial services more affordable for the end user. One of the most talked-about changes

Personal Loan vs Salary Overdraft Loan: Which Is Better for You?

When faced with urgent financial needs, many individuals compare two popular borrowing options: the Personal Loan and the Salary Overdraft Loan. Both are designed to provide liquidity, but they work in very different ways. At Credmart, we believe that understanding

personal loan

Combining debts with personal loans: a smart way to get out of debt

Managing more than one debt can be hard because of the different due dates, interest rates, and the ongoing pressure to pay them off. If you have a lot of EMIs or credit card bills to pay, a personal loan

personal loan

Lowest Personal Loan Interest Rates in 2025 – Top Banks Compared

One of the most common ways to deal with pressing financial needs is through personal loans, whether they are related to travel, education, weddings, or medical bills. The key query, however, is which bank offers the lowest interest rate on