RBI home loan guidelines in India

RBI Home Loan Guidelines in India: What Every Homebuyer Should Know

RBI home loan guidelines help borrowers understand interest rates, eligibility rules, and lender policies before applying for a home loan in India. These regulations ensure transparency, fair lending practices, and borrower protection. Purchasing a home is one of the biggest

home loan approval tips to increase eligibility

How to Increase Your Chances of Home Loan Approval

Getting a home loan approved can be challenging, but following the right home loan approval tips can increase your chances and make the process smoother. Buying a home is a big deal when it comes to money. Getting a home

two personal loans at same time eligibility comparison

Two Personal Loans at Same Time: Is It Possible?

Can You Get Two Personal Loans at the Same Time? People who have loans want to know if they can get two personal loans at the same time. This happens a lot, especially when something unexpected comes up and you

Home loan eligibility factors including salary, age, and existing EMIs explained

Home Loan Eligibility: The Impact of Age, Salary, and EMIs on Approval

For most people, buying a house requires a loan, but home loan eligibility decides whether your application gets approved. Before giving a loan, banks and NBFCs closely evaluate your salary, age, and existing EMIs. You can improve your planning and

Education loan vs personal loan comparison for higher studies

Education Loan vs Personal Loan: Which Is Better for Higher Studies?

Choosing between an Education Loan vs Personal Loan is a common challenge for students planning higher studies. With rising tuition fees and living costs, selecting the right type of loan can make a big difference in long-term financial stress. Understanding how

Illustration showing how a salary overdraft works, with a salaried person, bank, and overdraft limit linked to a salary account.

Salary Overdraft Explained: How It Works and When You Should Use It

A salary overdraft can be a lifesaver when your expenses don’t match your payday. Imagine your salary is still a few days away and an urgent bill shows up. It’s not poor planning, it’s just bad timing. A salary overdraft

Indian borrower checking phone after missing personal loan EMI payment

What happens if you miss a personal loan EMI?

Missing a personal loan EMI can be really worrying. Missing a personal loan EMI can be really worrying. If you’ve missed a personal loan EMI, it’s usually not because you don’t want to pay, but because of unexpected issues like

Can you get a personal loan after a job change explained with eligibility and approval factors

Is It Possible to Get a Personal Loan After Changing Jobs?

Changing jobs is common today. A move to a company with better pay, growth, or work-life balance often requires settling into another job. But if you find yourself in need of money around the same time, it raises a big question:

Checking CIBIL score effect explained with myths and facts about credit score impact

Does Checking CIBIL Score Decreases It? Myths vs Facts

Many people avoid checking their CIBIL score because they believe it will reduce their credit score. This misunderstanding around the checking CIBIL score effect is quite common. In reality, your CIBIL score plays a key role in loan approvals, credit

Personal loan rejected despite good CIBIL score

5 Reasons why your CIBIL score is good, but personal loan application can still be rejected

If your personal loan is rejected despite having a good CIBIL score, you’re not alone. Many borrowers believe that if they have an excellent CIBIL score then their personal loan application will not get rejected. GRANTED, there’s the fact that a