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Need Quick Funds? Unlock the Value of Your Property Today!

✅ High loan amounts at attractive interest rates
✅ Flexible repayment options
✅ Minimal documentation for a seamless experience

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    Loan Calculator

    Loan Term
    Loan Amount
    ₹
    Interest Rate
    %
    Loan Duration
    @example.com
    Start Date
    End Date
    Total Amount

    EMI Amount
    Interest Payable
    • EMI Amount (Principal + Interest)
    • Interest Payable
    • Loan Duration
    • Your EMI Amount

    EMI CALCULATOR

    Monthly EMI: ₹0

    Total Payable: ₹0

    Total Interest: ₹0

    Monthly EMI Breakdown (From Current Month):

    Month Principal Paid Interest Paid Balance

    FAQs

    A Loan Against Property (LAP) is a secured loan where you can borrow funds by pledging your residential, commercial, or industrial property as collateral.

    A LAP can be used for various purposes, including:

    ⦿  Expanding a business

    ⦿  Funding higher education

    ⦿  Managing medical expenses

    ⦿  Home renovation

    ⦿  Consolidating debts

    Eligibility requirements generally include:

    ⦿  Minimum age of 21 years

    ⦿  Stable income source (salaried or self-employed)

    ⦿  Clear title of the property being pledged

    ⦿  Good credit history

    Eligible properties typically include:

    ⦿  Residential property (self-occupied or rented)

    ⦿  Commercial property

    ⦿  Industrial property (in some cases)

    The loan amount depends on the value of the property, typically ranging from 50% to 70% of its market value.

    Required documents generally include:

    ⦿  Identity and address proof

    ⦿  Income proof (salary slips, bank statements, or ITR)

    ⦿  Property documents (title deed, ownership proof)

    ⦿  Property tax receipts

    The lender appoints a certified valuer to assess the market value of your property before determining the loan amount.

    The loan tenure can range from 5 to 15 years, depending on the lender and the borrower's repayment capacity.

    Yes, most lenders allow prepayment. However, prepayment terms and any applicable charges vary by lender.

    You can apply by filling out the loan application form on our website or contacting our customer support team. We’ll guide you through the process and connect you with the best lender.