Apply for a TATA CAPITAL Bank Personal Loan

Enter your Full Name as per PAN Card

Loan Amount

Email ID

Mobile Number

Applicant Type

Company Name

Net Monthly Income

Mode of Salary

Annual Income

Annual Turnover

Profession

Annual Professional Receipts

Residence Pin Code

50k+

Happy Customers

₹1000 Cr+

Happy Customers

35+

Banks and 7 NBFC

TATA CAPITAL Personal Loan
Interest rate	10.50% - 24%p.a
Loan Amount	For Others- Up to Rs 35 lakh For Doctors- Rs 5 lakh to Rs 75 lakh For Women- Rs 2 lakh onwards
Tenure	Up to 6 years
Minimum Monthly Salary	Rs 20,000 (Rs 15,000 for Government Employees, Salaried Employees, Doctors, Women, Education, Travel Loan)
Processing Fees	Flat Rs 76 (valid till 28th September 2023)
Pre-approved Instant Personal Loan	Offered to select consumers based on their repayment history, monthly income, credit score, age, etc.
Part-payment Fees	No part-payment for the first 12 months 2.5% + GST on amount over and above 25% of outstanding principal

Features and Benefits of Tata Capital Personal Loan

Fast Loan Disbursal
Competitive Interest Rates
Zero Prepayment Charges

Personal Loan Overdraft

Purpose: Tata Capital Personal loan overdraft facility allows borrowers the flexibility to withdraw funds from the sanctioned limit and make repayments as per their requirements. The interest component is charged only on the amount withdrawn. The borrower can withdraw and repay the loan amount multiple times within the sanctioned limit.
Loan Amount: Rs 2 lakh- 35 lakh
Tenure: Up to 7 years

Tata Capital Personal Loan Eligibility Criteria October 2023

Tata Capital Personal Loan is tailored according to customer needs. To ensure best customer experience, eligibility criteria is easy to meet. Let’s take a quick look at Tata Capital Personal Loan eligibility requirements below:

Eligibility of Personal Loan for Salaried & Self Employed Individuals are-

Age: 22 to 58 years
Minimum Fixed Monthly Income: Rs 15,000
Minimum Work Experience: At least 1year

Document:

Address Proof: Aadhaar Card / Rent Agreement / Voter ID Card Ration Card/Electricity Bill/ Passport, etc
Identity Proof: Aadhaar Card / Voters ID / Passport / Driving License, etc
Photo
Pan Card
Last 1 months Salary Slip
Bank Statement for the last 3 months

Example:

Personal loan of 5 lakhs at an interest rate of 10.5% for tenure of 5 years, the EMI will be 10,747. The total pay out here would be:

Principal Amount: 5,00,000
Interest Charges (@10.5%): 1,44,817
Loan Processing Fees (@2.5%): 12,500
Documentation charges: 500
Amortization Schedule charges: 200
Total Amount paid after 5 Years: 6,58,017
*Interest rate and processing fees varies as per your product depending on the lender's policy.