Apply for a YES Bank Personal Loan

Enter your Full Name as per PAN Card

Loan Amount

Email ID

Mobile Number

Applicant Type

Company Name

Net Monthly Income

Mode of Salary

Annual Income

Annual Turnover

Profession

Annual Professional Receipts

Residence Pin Code

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Banks and 7 NBFC

YES Bank Personal Loan Highlights
Interest rate	10.99% p.a. onwards
Loan Amount	1 Lakh to Rs 40 Lakh
Tenure	Up to 5 years

Age: minimum age requirement is 21 years, and the maximum age limit can go up to 65 years at the time of loan maturity.
Employment Type:
- Salaried Individuals: If you are a salaried individual, you should have a stable job with a regular source of income. YES Bank may also consider your employment history and current employer.
- Self-Employed Individuals: If you are self-employed, you should have a well-established business or profession with a steady income. YES Bank may assess your business stability and financial health.
Income: Your income plays a crucial role in determining your eligibility for a personal loan. The bank will typically have a minimum income requirement, which can vary based on factors such as your location and the loan amount you are applying for.
Score: Your credit score, which reflects your creditworthiness, is an essential factor in loan approval. A higher credit score generally improves your chances of approval and may lead to more favorable loan terms.

Identity Proof	Passport/ driving license/PAN card
Age Proof	PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter's card/ Birth Certificate/ LIC policy (only for age Proof).
Address Proof	Passport/ Telephone bill/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card
Income Proof	Latest salary slip/current dated salary Certificate with latest form 16
Job Continuity Proof	Form 16/relieving letter/appointment Letter (for last two months)
Banking History	Bank statements of latest 2 months/ 3 months bank passbook

Personal loan of 5 lakhs at an interest rate of 10.5% for tenure of 5 years, the EMI will be 10,747. The total pay out here would be:

Principal Amount: 5,00,000
Interest Charges (@10.5%): 1,44,817
Loan Processing Fees (@2.5%): 12,500
Documentation charges: 500
Amortization Schedule charges: 200
Total Amount paid after 5 Years: 6,58,017
*Interest rate and processing fees varies as per your product depending on the lender's policy.