Business OD and CC limits

Business Overdraft (OD) and Cash Credit (CC) limits are flexible financing options that help businesses manage daily expenses and maintain smooth cash flow. These facilities allow you to withdraw funds as needed and pay interest only on the amount used.

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Key Benefits

  • Flexible withdrawal as per your needs
  • Interest charged only on used amount
  • Helps manage cash flow efficiently
  • Supports daily business operations
  • Quick access to funds

Who Can Apply

  • Small and medium businesses
  • Traders and manufacturers
  • Service providers
  • Businesses with regular cash flow

Documents Required

  • Aadhaar & PAN Card
  • Business proof
  • Bank statements
  • Financial documents (if required)

Why Choose OD & CC Limits

OD and CC limits are ideal for businesses that need continuous access to funds without taking a fixed loan amount. They provide financial flexibility and help businesses handle short-term expenses easily.

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    What Our Clients Say

    FAQs

    OD is linked to your bank account, while CC is usually provided against business assets like stock or receivables.

    The limit depends on your business turnover, financials, and eligibility.

    No, interest is charged only on the amount you use.

    Yes, but approval depends on financial stability and business profile.

    CC usually requires collateral, while OD may or may not, depending on the lender.