By accessing or using our website and services, you agree to abide by the following Terms and Conditions. If you do not agree with these terms, please refrain from using our website.

1. Definitions

  • “Credmart,” “we,” “our,” or “us” refers to the website Credmart.com and its operators.
  • “User,” “you,” or “your” refers to any individual or entity accessing or using our services.
  • “Lead Form” refers to the form submitted by users to express interest in our financial services.

 

2. Services Offered

Credmart provides information about financial products, loan offerings, and banking partnerships. We connect users with financial institutions and service providers based on the details provided in the lead form. Credmart does not provide loans or financial products directly but acts as a facilitator between users and third-party financial institutions.

3. Lead Form Submission

By submitting a lead form on Credmart.com, you acknowledge and agree that:

  • The information provided is accurate and complete to the best of your knowledge.
  • Credmart may share your details with partnered financial institutions for processing your request.
  • Submission of a lead form does not guarantee loan approval or any financial product issuance.
  • You consent to being contacted via phone, SMS, email, or WhatsApp regarding your inquiry.
  • Misrepresentation of information may result in disqualification from receiving services.

 

4. Eligibility

To use our services, you must:

  • Be at least 18 years old.
  • Provide valid and authentic personal and financial details.
  • Not use our platform for fraudulent or misleading purposes.

 

5. Privacy Policy

Your privacy is important to us. By using our services, you agree to the collection, use, and sharing of your information as outlined in our Privacy Policy. We take necessary precautions to protect user data but do not guarantee absolute security. Users should review our privacy policy for further details on data handling.

6. No Financial Advice

Credmart does not provide financial, investment, or legal advice. The information on our platform is for informational purposes only. Users are encouraged to consult financial professionals before making any decisions. Any reliance on information provided by Credmart is at the user’s own risk.

7. Third-Party Links and Services

Credmart may include links to third-party websites or services. We do not endorse, control, or take responsibility for any external content, policies, or practices. Users accessing third-party sites do so at their own risk.

8. User Responsibilities

Users agree to:

  • Use the website lawfully and ethically.
  • Not engage in fraudulent activities or misuse our services.
  • Refrain from submitting false information in the lead form.
  • Maintain the confidentiality of any account credentials (if applicable) and be responsible for all activities under their account.

 

9. Intellectual Property Rights

All content on Credmart.com, including text, graphics, logos, and software, is the property of Credmart or its licensors and is protected by applicable copyright and intellectual property laws. Users are not permitted to reproduce, distribute, or modify any content without prior written permission from Credmart.

10. Limitation of Liability

Credmart and its partners shall not be held liable for:

  • Any financial loss, data loss, or damages arising from using our services.
  • Errors, inaccuracies, or service disruptions beyond our control.
  • Any actions taken based on the information available on our website.

Users agree that Credmart’s total liability for any claims related to the use of our services shall not exceed the amount paid by the user (if any) for using our services.

11. Indemnification

Users agree to indemnify, defend, and hold harmless Credmart, its affiliates, directors, employees, and partners from any claims, damages, losses, liabilities, or expenses arising out of:

  • Their use of our services.
  • Any violation of these Terms and Conditions.
  • Any third-party claims resulting from the user’s actions on the platform.

 

12. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting on Credmart.com. Continued use of the website after modifications constitutes acceptance of the new terms. Users are encouraged to review this page periodically for updates.

13. Government Law and Dispute Resolution

These terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction]. Users agree to attempt resolution through mediation before resorting to legal proceedings.

14. Termination of Services

Credmart reserves the right to terminate or restrict access to its services for any user found in violation of these Terms and Conditions, without prior notice.

15. Contact Us

For any questions or concerns regarding these Terms and Conditions, please contact us at: Email: info@cred-mart.com

By using Credmart.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.