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First, you will need to feel your details and select the type of loan you want.
You can also avail the facility to choose bank or NBFC from which you want to take loan.
Get your loan approved instantly after all the required procedures are done.
Overdraft facility helps as the hand on your shoulder to support you when you need it the most.
chevron_rightCredMart started two and a half years ago with an objective of providing our clients the best loans for there need. Started by three directors, CredMart assists you in procuring your desired loan from banks of your choice. Our team tracks the report of most suitable bank as per your monetary requirement and pitches your need to the partnered banks. Without letting you experience the tussle CredMart manages your needs with easy and gives you what you are aiming for- A Better Financial Service.
It refers to a list of common questions and answers related to a particular topic or product. In the case of a credit card marketplace website
A loan is a sum of money borrowed from an institution for a personal or business use, to be paid back along with the interest in a defined time frame in the form of equal monthly installments (EMI).
Loan eligibility is majorly determined basis the borrower’s ability to repay the loans along with their profile, which includes the residence and place of work. Although the specific factors may differ for respective lenders.
There are two types of charges other than the interest rates that one has to pay against the principal amount borrowed. One is charged at the time of applying the loan and is called as the Processing Fees, it varies from 2-3% of the loan amount. The second charge is the prepayment penalty paid at the time of pre-closure. This too varies from 2% –5% depending on the tenure of loan left.
When banks sanction a loan, the EMI payments may not start immediately. In such a situation, the bank is liable to charge a Pre-EMI interest on the loan. This interest is payable monthly from the time the loan is disbursed till the time the EMI payments start off.
We understand that choosing a credit card can be overwhelming, especially with so many options available. That's why we've created a user-friendly platform